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Young Business Owners Are Swarming To Better Health Insurance (Without Paying Outrageous Premiums)

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Published: 12/1/24

Why I Finally Switched to a Better Health Insurance Plan for My Family

Hi, I’m Luke. I’m 36, I run my own small design agency, and I’m a proud dad to two amazing kids, Emily (6) and Jake (4).

Like most business owners, I love the freedom my career gives me – but there’s one thing that’s always felt like a trap: health insurance.

For years, my wife and I paid $1,500 a month for a basic plan that barely worked for our family. It felt like throwing money down the drain.

The Breaking Point

Earlier this year, Emily got strep throat. No big deal, right? Except when I took her to the doctor, I realized our insurance didn’t cover the visit until we hit our ridiculous deductible.

We ended up paying out of pocket, and all I could think was:

Why am I paying $1,500 a month if I still have to pay cash for something as basic as a doctor’s visit?

And it wasn’t just that one time. Over and over, I found myself paying out of pocket for the kids’ care, avoiding doctor visits, and worrying that using the insurance too much would push next year’s premiums even higher. I was fed up.

A Recommendation That Changed Everything

If you have your own business… you know the power of networking. All those mornings “wasted” at local small business coffee mornings usually felt like a waste of time…

But one good thing was I had the chance to meet a great contact – a guy called Stephen.

A couple of years after meeting Stephen, we met up to discuss a project we could work on together. He owns a small software business, and our services work well together.

It started with the small talk, part of which was my rant about health insurance. He said he’d been in the same boat—overpaying for terrible insurance. Then he told me about his recent switch to a broker called Best Insurance Group, a company that helps business owners find better plans by comparing options from multiple providers.

Stephen said the best part was that they weren’t tied to one insurance company. They helped him find a plan that actually fit his family’s needs—and saved him $600 a month in the process.

Finally, Real Options

I was skeptical, but I decided to check it out. It was surprisingly easy.

  • I entered my zip code.
  • Answered a few quick questions about my family and budget.
  • And within minutes, I had several plans to choose from.

For the first time, I felt like I had control over my health insurance. Instead of being stuck with a single “take it or leave it” plan, I could pick one that worked for us.

Best Insurance Group gave me the choice of the type of policy that was right for me. If I wanted a policy that let me pay less each month, but a higher deductible when one of us needed to see a doctor, I could save up front. Or, if I wanted to pay more now and have less to pay with each visit to the paediatrician, I could do that too.

I decided to go with paying less now.

We ended up switching to a plan that costs us $950 a month – a $550 savings – and it actually covers the care my family needs.

Why Best Insurance Group Works

Here’s the key difference: Best Insurance Group isn’t tied to one insurance provider. They’re independent representatives who can show you plans from multiple carriers, so you get the flexibility to choose what works for you.

They also made the process simple. I didn’t have to deal with endless phone calls or confusing paperwork. The agent I worked with explained everything clearly and even helped me make adjustments when I had questions.

Take Control of Your Health Insurance

If you’re a business owner or freelancer like me, don’t settle for overpriced, ineffective insurance. With Best Insurance Group, you can compare plans, save money, and get coverage that actually works for your family.

It’s time to stop overpaying for plans that don’t work and start saving money on the coverage you actually need. Trust me, your wallet – and your family – will thank you.

THIS IS AN ADVERTISEMENT AND NOT AN ACTUAL NEWS ARTICLE, BLOG, OR CONSUMER PROTECTION UPDATE

*We are dedicated to bringing readers valuable information, which can help them accomplish their financial and lifestyle goals. Our disclaimer is that this site does receive compensation for product reviews and referrals or purchases made through our links. This page is an advertisement/advertorial. The story depicted here is for demonstration purposes only and everyone’s results may vary. We hope you find our online resource informative and helpful. This site is in no way affiliated with any news source. This site contains affiliate and partner links. This website and the company that owns it is not responsible for any typographical or photographic errors. If you do not agree to our terms and policies, then please leave this site immediately. All trademarks, logos, and service marks (collectively the “Trademarks”) displayed are registered and/or unregistered Trademarks of their respective owners. Contents of this website are copyrighted property of the reviewer and/or this website.

© Life Daily Trends 2024. All Rights Reserved.

THIS IS AN ADVERTISEMENT AND NOT AN ACTUAL NEWS ARTICLE, BLOG, OR CONSUMER PROTECTION UPDATE

*We are dedicated to bringing readers valuable information, which can help them accomplish their financial and lifestyle goals. Our disclaimer is that this site does receive compensation for product reviews and referrals or purchases made through our links. This page is an advertisement/advertorial. The story depicted here is for demonstration purposes only and everyone’s results may vary. We hope you find our online resource informative and helpful. This site is in no way affiliated with any news source. This site contains affiliate and partner links. This website and the company that owns it is not responsible for any typographical or photographic errors. If you do not agree to our terms and policies, then please leave this site immediately. All trademarks, logos, and service marks (collectively the “Trademarks”) displayed are registered and/or unregistered Trademarks of their respective owners. Contents of this website are copyrighted property of the reviewer and/or this website.

© Life Daily Trends 2024. All Rights Reserved.